Business Credit Application Acknowledgement and Agreements

Last Updated: March 12, 2025

You may print these Disclosures using the print button on your browser or save it to your hard drive. You understand and agree that clicking the "Agree" button or submitting your application constitutes your agreement to abide by and to be bound by the above-listed agreements, as further described herein.

As used herein, the term "you" refers to the business loan applicant (the "Applicant"), regardless of whether the Applicant is submitting the credit application on its own behalf or whether an agent of the Applicant is submitting the application on the Applicant's behalf.

Business Credit Application Acknowledgement and Agreement

You specifically represent to Growth Fund Partners, LLC, including lenders on our platform ("Company", "Lender", "we", "us" or "our") and agree and acknowledge that:

1. The information provided in this application and other requested and required information (collectively, the "Credit Application") for the purpose of obtaining credit is true, accurate, and complete as of the date this Credit Application is submitted by you to the Lender;
2. The representations made in the Credit Application will be continuously relied upon by the Lender in evaluating the Credit Application and, if approved, in extending credit; and that you acknowledge that you have the obligation to amend and supplement the information provided in the Credit Application if any material facts should change prior to closing any loan or other extension of credit;
3. The Lender has not made any commitment to approve the Credit Application and extend credit, unless otherwise agreed to in writing;
4. The Lender is authorized to conduct any inquiries it decides are necessary to verify the accuracy of the information contained in the Credit Application and is also authorized to obtain credit reports from credit reporting agencies on you and your business;
5. The Lender is authorized to answer any questions from others about the Lender's credit experience with you;
6. The Lender is authorized to retain the Credit Application, whether or not Lender approves any extension of credit;
7. If credit is granted, the Lender is authorized to obtain credit information regarding you or your business from time to time during any time that the credit obligation has an outstanding balance in connection with the servicing, monitoring, collection or enforcement of the credit obligation;
8. The Lender shall not be liable for any claim arising from the use of information provided by you or for providing such information to others;
9. If applicable, you have obtained written authorization from the Applicant to submit this Credit Application on the Applicant's behalf; and
10. If applicable, you agree to provide a copy of this Credit Application and the Disclosures to the Applicant.

Consent to the Use of Electronic Signature

You understand and agree that by clicking any "Agree" button or submitting your Application, you consent and agree that your use of a key pad, mouse or other device to select an item, button, icon or similar act/action while using any electronic service we offer or in accessing or making any transactions regarding any agreement, acknowledgment, consent, terms, disclosures or conditions, constitutes your signature, acceptance and agreement as if actually signed by you in writing. Further, you agree that no certification authority or other third party verification is necessary to the validity of your electronic signature and that the lack of such Certification or Verification will not in any way affect the enforceability of your signature or any resulting contract between you and Growth Fund Partners, LLC.

Consent to Conduct Business Electronically

You will receive disclosures, notices, documents and information (collectively, "Information") electronically from Growth Fund Partners. We conduct our lending business through the Internet and, therefore, require that you consent to receiving Information and doing business with us electronically.

You agree that all Information from us relating to your transactions with us, including, but not limited to, your use of our website, the credit application process, disclosures and documents, your credit obligation payments, and transaction history, may be provided or made available to you electronically by e-mail, at our website or through other electronic means.

Customer Identification Program

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask you for your name, address, date of birth, and other information that will allow us to identify you and the business applicant. We may also ask to see your driver's license or other identifying documents.

Electronic Submission of Application Agreement

You understand and agree that clicking the "Agree" or "Submit" button constitutes your agreement to submit your Credit Application electronically to the Lender and you agree that the electronic submission of your Credit Application will have the same effect as if it were submitted by you to us as a paper document signed by you.