Business Financing Resources
Expert guides, tips, and insights to help you navigate business financing and make informed decisions for your company\'s growth.
Product Financing Guides
In-depth guides for each of our core financing products
Commercial Real Estate Financing Guide: How to Secure CRE Loans
Learn how to qualify for commercial real estate loans from $100K to $10M+. Covers property types, DSCR requirements, LTV ratios, documentation, and how direct bank relationships get you better terms.
Read Full GuideHard Money Loans: The Complete Guide for Real Estate Investors
Everything you need to know about hard money loans—rates, terms, BRRRR strategy financing, fix-and-flip loans, and how asset-based lending works for real estate investors.
Read Full GuideHow to Finance a Business Acquisition: The Complete Funding Guide
Covers deal structures, SBA acquisition loans, seller financing, management buyouts, franchise purchases, and what banks look for in acquisition deals.
Read Full GuideBridge Financing: When and How to Use Short-Term Loans
Learn when bridge financing is the right tool, typical rates and terms, qualification requirements, and common use cases for transitional real estate and business funding.
Read Full GuideAdditional Resources
General business financing guides and comparisons
How to Get a Business Loan: Complete Guide
A comprehensive step-by-step guide covering everything from preparation to approval. Learn what lenders look for and how to present your strongest application.
Business Line of Credit vs. Term Loan: Which Is Right for You?
Compare a business line of credit vs a term loan: differences, best use cases, approval factors, costs, and how to choose the right funding structure for your business.
Quick Tips for Loan Success
Follow these essential tips to strengthen your loan application
Know Your DSCR
For CRE and acquisitions, banks want a Debt Service Coverage Ratio of 1.25x or higher. Calculate yours before applying.
Define Your Exit Strategy
For bridge and hard money loans, a clear exit plan (sale, refinance, stabilization) is the #1 qualification factor.
Prepare a Complete Package
Tax returns, P&L statements, rent rolls, and entity documents ready from day one accelerates every deal.
Work With Direct Lenders
Direct bank relationships mean faster decisions, better rates, and deals that actually close on time.
Frequently Asked Questions
Common questions about business financing answered
What types of commercial real estate can you finance?
We finance multifamily (5+ units), office buildings, retail and shopping centers, industrial/warehouse, mixed-use properties, self-storage, and more. Loan amounts range from $100K to $10M+ through direct bank relationships.
How fast can a hard money loan close?
Hard money loans can close in as little as 7-14 days. They're ideal for fix-and-flip projects, BRRRR strategy investments, auction purchases, and situations where conventional financing is too slow.
What do I need to qualify for business acquisition financing?
Banks evaluate the target business's historical cash flow (3 years), DSCR of 1.25x+, your management experience, the deal structure, and a reasonable valuation. Seller financing of 10-30% strengthens most deals.
When should I use bridge financing vs. a conventional loan?
Bridge financing is best when timing is critical—buying before selling, stabilizing a property for permanent financing, or closing a competitive deal fast. If you qualify for conventional and timing allows, permanent financing is usually more cost-effective.
What's the advantage of working with Growth Fund Partners vs. a broker?
We maintain direct relationships with banks and institutional lenders. This means your deal goes to the right lender first, you get faster decisions, better pricing, and advocacy through credit committee—without the middleman markup.
Ready to Get Started?
Check your eligibility in minutes and discover your funding options.