Commercial Financing for Every Business Need

From commercial real estate and SBA loans to equipment financing and business term loans — our full suite of lending solutions is built for speed, certainty, and deal-specific structuring.

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Real Estate Financing

Real Estate Capital Solutions

From long-term commercial mortgages to fast-close hard money and bridge loans — financing for every real estate strategy.

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Commercial Real Estate

Up to 25 years · $100K–$10M+

Hard Money Loans

Close in 7–14 days · $100K–$5M

Bridge Financing

3–24 months · $100K–$3M

Commercial Real Estate Loans

Owner-occupied and investment commercial property financing with competitive long-term structures and flexible loan options.

Amount Range

$100,000 - $5,000,000

Terms

Up to 25 years

Rate Range

Prime + 2.75%

Owner-occupied & investment properties

SBA 504 loan options available

Up to 25-year amortization

Purchase, refinance, or cash-out

Competitive Prime + 2.75% rate

Mixed-use properties eligible

Best For

Business owners purchasing, refinancing, or expanding commercial property

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Hard Money Loans

Asset-based lending secured by real estate, ideal for investors and borrowers who need fast closings or non-traditional qualification.

Amount Range

$50,000 - $5,000,000

Terms

6-36 months

Rate Range

10% - 14%

Asset-based underwriting (property value focused)

Close in as little as 7-14 days

Interest-only payment structures

Fix-and-flip & renovation financing

No income verification required

Flexible exit strategies

Best For

Real estate investors, fix-and-flip projects, time-sensitive acquisitions, borrowers with non-traditional profiles

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Bridge Financing

Short-term capital solutions designed to bridge the gap between an immediate need and a long-term financing arrangement.

Amount Range

$50,000 - $5,000,000

Terms

3-24 months

Rate Range

8% - 14%

Fast closings in days, not weeks

Bridge to permanent CRE financing

Construction & renovation bridge loans

Interest-only payment options

Flexible collateral requirements

Exit strategy focused underwriting

Best For

Time-sensitive real estate transactions, construction projects, gap financing between sale and purchase

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Business Financing

Business Capital Solutions

Acquisition financing, SBA programs, equipment loans, term loans, and revolving credit — tailored for growth.

Business Acquisition Loans

Financing to purchase an existing business, franchise, or buy out a partner, with flexible structures to support ownership transitions.

Amount Range

$100,000 - $5,000,000

Terms

5-10 years

Rate Range

Prime + 2.5% to Prime + 4.5%

Full business acquisition financing

Partner buyout funding

Franchise purchase loans

Seller financing integration

Working capital included

Goodwill and asset financing

Best For

Entrepreneurs acquiring existing businesses, franchises, or buying out partners

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SBA Loans

Government-backed loans through our bank partners offering the lowest rates and longest terms available. SBA 7(a) and 504 programs for qualified businesses.

Amount Range

$25,000 - $5,000,000

Terms

5-25 years

Rate Range

Prime + 0.5% - 2.75%

Lowest available interest rates with government backing

Terms up to 25 years for real estate, 10 years for working capital

SBA 7(a) loans up to $5M for general business purposes

SBA 504 loans for real estate and major equipment

Lower down payment requirements (as low as 10%)

Working capital, equipment, and real estate eligible

No balloon payments — fully amortizing terms

Builds business credit profile with government reporting

Best For

Established businesses with strong financials seeking the lowest rates and longest terms for expansion, real estate, or equipment

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Equipment Financing

Dedicated financing for business equipment purchases. The equipment itself serves as collateral, often resulting in easier qualification and competitive rates.

Amount Range

$10,000 - $2,000,000

Terms

1-7 years

Rate Range

5.5% - 12%

Equipment serves as collateral — no additional assets needed

Finance up to 100% of equipment cost

New and used equipment eligible

Fixed monthly payments for easy budgeting

Potential Section 179 tax deductions

Preserve working capital and credit lines

Fast approvals — often within 24-48 hours

Flexible end-of-term options (purchase, return, upgrade)

Best For

Businesses purchasing machinery, vehicles, medical equipment, technology, restaurant equipment, or construction equipment

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Business Term Loans

Traditional fixed-term business financing with predictable monthly payments. Ideal for established businesses needing capital for growth, expansion, or working capital.

Amount Range

$25,000 - $1,000,000

Terms

1-5 years

Rate Range

6% - 14%

Fixed monthly payments for predictable budgeting

Lump-sum funding for immediate capital needs

Competitive rates through our bank network

No prepayment penalties on most loan structures

Flexible use of funds — expansion, payroll, inventory, marketing

Build business credit with on-time payment reporting

Streamlined application with fast decisions

Available for a wide range of industries

Best For

Established businesses needing a lump sum for expansion, inventory, hiring, marketing, or general working capital

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Business Lines of Credit

Flexible revolving credit facilities through our strong traditional bank relationships. Draw funds as needed, pay interest only on what you use, and revolve your line as you repay.

Amount Range

$25,000 - $1,000,000

Terms

1-5 years (revolving)

Rate Range

Prime + 1.5% - 5.5%

Revolving credit—draw, repay, and reuse

Pay interest only on the amount drawn

Bank-level competitive rates

Build banking relationships for future needs

No prepayment penalties on most facilities

Potential for annual line increases

Flexible collateral structures available

Dedicated banker relationship through our network

Best For

Working capital, seasonal cash flow management, inventory purchases, payroll coverage, and business growth

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Estimate Your Payments

Use our interactive tool to understand how different loan amounts and terms affect your monthly obligation. Note that final rates are determined through our AI underwriting engine based on your business profile.

Transparent Rates

Fixed APRs that don't fluctuate with market changes.

Early Repayment Savings

Save on interest when you pay back your principal early.

Loan Calculator

SOFR Base Rate: 4.33% (Current benchmark rate)

Loan Amount: $100,000

$25,000$500,000

Term: 24 months

12 months60 months

Risk Spread: SOFR + 3%= 7.33% APR

+1% (Prime)+6% (Subprime)

Semi-Monthly Payment

$2,242.95

Total Repayment

$107,661

Total Interest$7,661

Origination Fee (5%)$5,000

* SOFR rate updates periodically. Final rates determined through underwriting based on credit profile.

Why Choose Growth Fund Partners?

Bank-Level Security

We use AES-256 encryption to protect your data and sensitive business information during the entire process.

Lightning-Fast Funding

Approved applications typically receive wire transfers in their business accounts within 24 to 48 hours.

Data-Driven Insight

Our AI analysis provides you with deep insights into your business's financial health and borrowing power.

Qualification Guidelines

What We Look For

Healthy business cash flow history
At least 12 months of operations
Minimum $150,000 annual revenue
Valid business checking account
U.S. Citizenship or Permanent Residency

Industry Exclusions

Due to regulatory requirements and risk profiles, we currently cannot provide funding to businesses in the following sectors:

Motor Vehicle Dealers

Finance & Insurance

Non-Profits

Gambling & Gaming

Tobacco Products

Firearms & Weapons

Marijuana/Cannabis

Adult Entertainment

Money Services

Ready to Fuel Your Business Growth?

Join over 250,000 small business owners who have secured their future with Growth Fund Partners. Start your 5-minute application today.

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No impact on your personal credit score for pre-qualification.