Business Term Loans
Straightforward, fixed-term financing with predictable monthly payments. Get a lump sum of capital for expansion, inventory, hiring, or any business purpose — and repay on a set schedule that fits your cash flow.
How Businesses Use Term Loans
A term loan provides a lump sum of capital upfront that you repay over a set period. It's the most straightforward form of business financing.
Business Expansion
Open new locations, enter new markets, or scale operations with growth capital.
Hiring & Payroll
Bring on new talent and cover payroll during growth periods before revenue catches up.
Inventory & Supplies
Stock up on inventory for seasonal demand or negotiate bulk purchase discounts.
Renovations & Build-Out
Upgrade your facilities, remodel your space, or complete a tenant improvement.
Marketing & Growth
Fund marketing campaigns, launch new products, or invest in customer acquisition.
Debt Consolidation
Consolidate multiple high-interest debts into a single, lower-rate monthly payment.
Term Loan Benefits
Term Loan vs. Line of Credit
Not sure which is right for you? Here's a quick comparison:
Qualification Guidelines
Term loans through our bank partners require a track record of business performance. Here's what to expect:
Ready to Apply for a Term Loan?
Get a lump sum of capital with fixed monthly payments and competitive rates through our bank network.