Asset-Backed Financing

Equipment Financing

Get the equipment your business needs without tying up working capital. The equipment itself serves as collateral, making qualification easier and rates more competitive. Finance new or used equipment with flexible terms up to 7 years.

$10K-$2M
Financing Range
1-7 Years
Flexible Terms
5.5%+
Starting Rates
Up to 100%
Financing Available

Equipment We Finance

From heavy machinery to technology systems, we finance the equipment your business needs to operate and grow.

Construction Equipment

Excavators, loaders, cranes, concrete equipment, and specialized construction machinery.

Vehicles & Fleet

Commercial trucks, vans, trailers, delivery vehicles, and fleet expansion.

Medical Equipment

Imaging systems, dental chairs, lab equipment, and specialized medical devices.

Restaurant Equipment

Commercial ovens, refrigeration, prep stations, POS systems, and kitchen buildouts.

Technology & IT

Servers, workstations, software systems, telecom equipment, and security systems.

Manufacturing & Industrial

CNC machines, printing presses, packaging equipment, and production lines.

Why Equipment Financing?

Equipment serves as collateral — no additional assets required
Finance up to 100% of equipment cost
New and used equipment eligible
Fixed monthly payments for easy budgeting
Potential Section 179 tax deductions
Preserve working capital and credit lines for other needs
Fast approvals — often within 24-48 hours
Flexible end-of-term options (purchase, return, upgrade)

Tax Advantages

Equipment financing can offer significant tax benefits that make acquiring new assets even more affordable:

Section 179 Deduction
Deduct the full purchase price of qualifying equipment in the year of purchase
Bonus Depreciation
Additional first-year depreciation deduction on new equipment
Interest Deductions
Financing interest payments are typically tax-deductible business expenses
Lease vs. Buy Options
Structure the deal for maximum tax efficiency based on your situation

Qualification Guidelines

Equipment financing is one of the most accessible forms of business financing since the equipment itself serves as collateral.

600+
Credit Score
More flexible than unsecured loans
6+ Months
Time in Business
Startups may qualify with strong credit
$75K+
Annual Revenue
Lower threshold due to collateral
Required
Equipment Quote
Vendor quote or invoice for the equipment

Ready to Finance Your Equipment?

Get the equipment your business needs with flexible financing and competitive rates.